- Is Yes Bank Safe For Fixed Deposit
- Yes Bank Interest Rates Fixed Deposit
- Yes Bank Fixed Deposit Rates Calculator
- Commercial Bank Fixed Deposit Rates
- Yes Bank Fixed Deposit Rates Refinance
- Yes Bank offers fixed deposit schemes for Non-Resident Indians (NRIs) that have attractive interest rates of up to 6.75% p.a. With flexible tenures starting from 1 year onwards and a minimum deposit amount of Rs.10,000. The NRE fixed deposits are tax-free in India and come with auto-renewal and 24x7 internet banking options.
- Effective Annualized rate of return on Bank's Re-investment Deposit Plan (Kamadhenu Deposit) is based on quarterly compounding of interest. Bank Offers 5.50% p.a. For Canara Tax Saver Deposit scheme (General Public). Maximum deposit acceptable is Rs 1.50 Lakh. The above Rate of interest is applicable to Recurring deposits also.
Yes bank provides fixed deposit schemes for a time period that ranges between 7 days to 10 years. The Bank has successfully revised the interest rate on its term deposits, which have been effective from 8 February 2021. Following the latest revision, Yes Bank offers a rate of interest of 3.50% on deposits that mature in seven to fourteen days. Attractive and Higher Returns - The regular fixed deposit scheme from Yes Bank is designed to aid resident individuals to invest in the deposit with the aim of earning adequate returns. With a competitive interest rate ranging from 5.00% to 7.00% per annum.
YES Bank offers multiple and flexible fixed deposit rates to its customers. Moreover. this bank is also one of the leading banks in India and, famous for providing attractive fixed deposit rates than any other private bank. You can only make a one-time deposit and lock it for the specific tenure for receiving the highest amount of interest rate than any other bank. Check Yes Bank FD rates below.
YES Bank Fixed Deposit Rates:
We know that fixed deposits are one of the safest investment, and what if the person is getting more interest rates compared to any other bank. That is more attractive? Isn't it.
YES Bank FD rates are starting from 5.00% P.A to 7.15% P.A and that is also for the tenure of the deposit of 7 to 365 Days. The interest could be higher for the senior citizens and it is up to 7.65%.
It would be good if you deposit for the longest tenure as the interest rate for the longer tenure will be higher. It would be 7.25% for the normal account users and 7.75% for the senior citizens for fixed deposit tenure of 10 Years.
Read More – How to Register Yes Bank Net Banking Online Services
Types of YES Bank Fixed Deposits:
There are three types of YES Bank fixed deposits.
- Resident fixed deposit
- Tax saver fixed deposit
- Senior citizens fixed deposit scheme
#1 Resident Fixed Deposit:
Features & the eligibility criteria for the resident fixed deposits are mentioned below.
Features
- The tenure for this account will range from 7 days to 10 years.
- There will be no penalty for premature withdrawal.
- Auto-renewal facility is available.
- An overdraft facility is available.
- The inter-city banking facility is also available.
Eligibility
- Resident individual
- Hindu undivided family.
- The companies, sole partnerships or trusts.
- Trusts.
- Clubs, associations and societies.
#2 Tax Saver Fixed Deposit:
Features & the eligibility criteria for the tax saver fixed deposits are mentioned below.
Features
- The tax saver fixed deposit would be having the lock-in period for a minimum of 5 years.
- Tax exemption under 80c.
- No permission for premature withdrawal.
- A joint account facility is available.
- Senior citizens and NRIs are eligible
- Loan against FD is not permitted
Is Yes Bank Safe For Fixed Deposit
Eligibility
- Resident individual
- Hindu undivided family.
- The companies, sole partnerships or trusts.
- Trusts.
- Clubs, associations and societies.
Also, Check – YES Bank Personal Loan
#3 Senior Citizen Fixed Deposit Scheme:
Features & the eligibility criteria for the senior citizen fixed deposits are mentioned below.
Features
- The senior citizens will get 0.50% more than average interest rates.
- The fixed deposit ranges from 5.50% to 8.20%.
- A joint account facility is available but the primary holder of the account will be the first senior citizen only.
Eligibility
- Indian residents of age 60 and above is eligible for opening senior citizen fixed deposit account in YES Bank.
Conclusion:
YES Bank is one of the fifth largest banks in India. It has more than 1000+ branches and also, more than 1800+ ATM's are already operating in India. In this article, we have discussed and also, mentioned the YES Bank fixed deposit scheme as we all know this bank is good in providing a more FD interest rate than any other private bank.
Sudha is the senior publisher at Finance Glad. Sudha completed her education in BBA (Bachelor of Business Administration). She lives in Chennai. She is currently heading towards the banking topics. Sudha is an expert in analyzing and writing about most of the banks and credit card reviews. Sudha main hobbies and interests are reading, writing and watching the quality stuff over the internet. She usually wants to learn more productive stuff and share the best information to her readers over the internet via Finance Glad.
Fixed Deposit
Why let your money lie idle in your savings account? Put it to work in a high interest rate fixed deposit instead.
Earn a higher interest than a savings account and that too with total security of your funds with Deutsche Bank Fixed Deposit.
- The minimum amount you can invest is Rs. 20,000
- The maximum tenure is 5 years
- Avail overdraft^ upto 95% against your fixed deposit at competitive rates
- Nomination facility available
- Online booking facility available
Domestic and NRO Fixed Deposit rates
w.e.f. February 18, 2021
| Tenure | < Rs. 2 crores | |
| Interest Rate | Interest Rate for Senior Citizens* | |
| 7 Days | 1.80 | 1.80 |
| 8 - 14 Days | 1.80 | 1.80 |
| 15 - 29 Days | 2.50 | 2.50 |
| 30 Days | 3.00 | 3.00 |
| 31 - 45 Days | 3.00 | 3.00 |
| 46 - 59 Days | 3.00 | 3.00 |
| 60 - 89 Days | 3.25 | 3.25 |
| 90 - 99 Days | 3.50 | 3.50 |
| 100 Days | 3.25 | 3.25 |
| 101 - 180 Days | 3.25 | 3.25 |
| 181 - 270 Days | 3.65 | 3.65 |
| 271 Days - 1 Yr | 3.85 | 3.85 |
| > 1 Yr - 1.5 Yrs | 4.00 | 4.00 |
| > 1.5 Yrs - 2 Yrs | 4.25 | 4.25 |
| > 2 Yrs - 3 Yrs | 4.50 | 4.50 |
| > 3 Yrs - 4 Yrs | 5.00 | 5.00 |
| > 4 Yrs - < 5 Yrs | 5.25 | 5.25 |
| 5 Yrs | 6.00 | 6.00 |
Please note :
- Interest Rate per annum (%).
- Special interest rates quoted above are applicable for deposits of value less than Rs. 2 crores only.
- No interest is payable for deposits withdrawn prematurely before 7 days.
- Premature withdrawal
In case of premature withdrawal of fixed deposits on 7th day or thereafter, the interest rate will be 1.00% below the applicable interest rate for the deposit. The applicable interest rate will be the rate as on the date of booking for the period for which the deposit has run. This will be applicable for all deposits including renewals. - Minimum fixed deposit amount is Rs. 20,000.
- Interest Rates are subject to change without prior notice.
- The following interest payout options available for the customer
• Monthly
• Quarterly
• Cumulative - *Applicable only for Retail Deposits - Resident Indian Senior Citizens i.e. Resident Individuals of age
60 years & above and excludes Non-Resident individuals, Individuals in their capacity as a Karta in HUFs and all non individuals. Incase of joint accounts the first holder should be a senior citizen to avail of these rates. - These interest rates will be applicable for new fixed deposits and renewal of existing fixed deposits booked from the effective date given above. These rates will not be applicable for existing deposits booked at earlier rates. As interest rates are subject to change without prior notice, depositor shall ascertain the rates on the value date of the fixed deposit and interest will be paid at the contracted rate irrespective of change in the fixed deposit rates thereafter.
- In case of monthly interest payout, interest shall be calculated for the quarter and paid monthly at a discounted rate in line with RBI directives.
- In case of deposits where interest is paid out at maturity (cumulative interest bearing deposits), interest is calculated and compounded every quarter, basis account opening date. This interest amount so calculated is added to the principal amount in your term deposit account at the end of every calendar quarter.
- The Bank considers both a leap year (366 days) and a non-leap year (365 days) as 1 completed year for calculating the tenure of a fixed deposit. In case a customer books a fixed deposit for 1 year in a leap or a non-leap year, the interest applicable on this deposit will be for the tenure 1 year. Similarly if a customer books a fixed deposit for 2 years, which is spread over a leap year and a non-leap year, the interest applicable on this deposit will be for the tenure > 1.5 Yrs - 2 Yrs. This condition will be applicable for all tenures >=1 year spanning a leap year and a non-leap year
Systematic Investment Plan (SIP)
Small investment today will go a long way to build wealth for tomorrow.
Invest in SIP today!More Fixed Deposit options
Senior Citizen Fixed Deposit
NRI Fixed Deposit
Yes Bank Interest Rates Fixed Deposit
Enjoy attractive returns with maximum liquidity with NRE or NRO Fixed Deposits.
Know moreTax Saver Fixed Deposit
It would be good if you deposit for the longest tenure as the interest rate for the longer tenure will be higher. It would be 7.25% for the normal account users and 7.75% for the senior citizens for fixed deposit tenure of 10 Years.
Read More – How to Register Yes Bank Net Banking Online Services
Types of YES Bank Fixed Deposits:
There are three types of YES Bank fixed deposits.
- Resident fixed deposit
- Tax saver fixed deposit
- Senior citizens fixed deposit scheme
#1 Resident Fixed Deposit:
Features & the eligibility criteria for the resident fixed deposits are mentioned below.
Features
- The tenure for this account will range from 7 days to 10 years.
- There will be no penalty for premature withdrawal.
- Auto-renewal facility is available.
- An overdraft facility is available.
- The inter-city banking facility is also available.
Eligibility
- Resident individual
- Hindu undivided family.
- The companies, sole partnerships or trusts.
- Trusts.
- Clubs, associations and societies.
#2 Tax Saver Fixed Deposit:
Features & the eligibility criteria for the tax saver fixed deposits are mentioned below.
Features
- The tax saver fixed deposit would be having the lock-in period for a minimum of 5 years.
- Tax exemption under 80c.
- No permission for premature withdrawal.
- A joint account facility is available.
- Senior citizens and NRIs are eligible
- Loan against FD is not permitted
Is Yes Bank Safe For Fixed Deposit
Eligibility
- Resident individual
- Hindu undivided family.
- The companies, sole partnerships or trusts.
- Trusts.
- Clubs, associations and societies.
Also, Check – YES Bank Personal Loan
#3 Senior Citizen Fixed Deposit Scheme:
Features & the eligibility criteria for the senior citizen fixed deposits are mentioned below.
Features
- The senior citizens will get 0.50% more than average interest rates.
- The fixed deposit ranges from 5.50% to 8.20%.
- A joint account facility is available but the primary holder of the account will be the first senior citizen only.
Eligibility
- Indian residents of age 60 and above is eligible for opening senior citizen fixed deposit account in YES Bank.
Conclusion:
YES Bank is one of the fifth largest banks in India. It has more than 1000+ branches and also, more than 1800+ ATM's are already operating in India. In this article, we have discussed and also, mentioned the YES Bank fixed deposit scheme as we all know this bank is good in providing a more FD interest rate than any other private bank.
Sudha is the senior publisher at Finance Glad. Sudha completed her education in BBA (Bachelor of Business Administration). She lives in Chennai. She is currently heading towards the banking topics. Sudha is an expert in analyzing and writing about most of the banks and credit card reviews. Sudha main hobbies and interests are reading, writing and watching the quality stuff over the internet. She usually wants to learn more productive stuff and share the best information to her readers over the internet via Finance Glad.
Fixed Deposit
Why let your money lie idle in your savings account? Put it to work in a high interest rate fixed deposit instead.
Earn a higher interest than a savings account and that too with total security of your funds with Deutsche Bank Fixed Deposit.
- The minimum amount you can invest is Rs. 20,000
- The maximum tenure is 5 years
- Avail overdraft^ upto 95% against your fixed deposit at competitive rates
- Nomination facility available
- Online booking facility available
Domestic and NRO Fixed Deposit rates
w.e.f. February 18, 2021
| Tenure | < Rs. 2 crores | |
| Interest Rate | Interest Rate for Senior Citizens* | |
| 7 Days | 1.80 | 1.80 |
| 8 - 14 Days | 1.80 | 1.80 |
| 15 - 29 Days | 2.50 | 2.50 |
| 30 Days | 3.00 | 3.00 |
| 31 - 45 Days | 3.00 | 3.00 |
| 46 - 59 Days | 3.00 | 3.00 |
| 60 - 89 Days | 3.25 | 3.25 |
| 90 - 99 Days | 3.50 | 3.50 |
| 100 Days | 3.25 | 3.25 |
| 101 - 180 Days | 3.25 | 3.25 |
| 181 - 270 Days | 3.65 | 3.65 |
| 271 Days - 1 Yr | 3.85 | 3.85 |
| > 1 Yr - 1.5 Yrs | 4.00 | 4.00 |
| > 1.5 Yrs - 2 Yrs | 4.25 | 4.25 |
| > 2 Yrs - 3 Yrs | 4.50 | 4.50 |
| > 3 Yrs - 4 Yrs | 5.00 | 5.00 |
| > 4 Yrs - < 5 Yrs | 5.25 | 5.25 |
| 5 Yrs | 6.00 | 6.00 |
Please note :
- Interest Rate per annum (%).
- Special interest rates quoted above are applicable for deposits of value less than Rs. 2 crores only.
- No interest is payable for deposits withdrawn prematurely before 7 days.
- Premature withdrawal
In case of premature withdrawal of fixed deposits on 7th day or thereafter, the interest rate will be 1.00% below the applicable interest rate for the deposit. The applicable interest rate will be the rate as on the date of booking for the period for which the deposit has run. This will be applicable for all deposits including renewals. - Minimum fixed deposit amount is Rs. 20,000.
- Interest Rates are subject to change without prior notice.
- The following interest payout options available for the customer
• Monthly
• Quarterly
• Cumulative - *Applicable only for Retail Deposits - Resident Indian Senior Citizens i.e. Resident Individuals of age
60 years & above and excludes Non-Resident individuals, Individuals in their capacity as a Karta in HUFs and all non individuals. Incase of joint accounts the first holder should be a senior citizen to avail of these rates. - These interest rates will be applicable for new fixed deposits and renewal of existing fixed deposits booked from the effective date given above. These rates will not be applicable for existing deposits booked at earlier rates. As interest rates are subject to change without prior notice, depositor shall ascertain the rates on the value date of the fixed deposit and interest will be paid at the contracted rate irrespective of change in the fixed deposit rates thereafter.
- In case of monthly interest payout, interest shall be calculated for the quarter and paid monthly at a discounted rate in line with RBI directives.
- In case of deposits where interest is paid out at maturity (cumulative interest bearing deposits), interest is calculated and compounded every quarter, basis account opening date. This interest amount so calculated is added to the principal amount in your term deposit account at the end of every calendar quarter.
- The Bank considers both a leap year (366 days) and a non-leap year (365 days) as 1 completed year for calculating the tenure of a fixed deposit. In case a customer books a fixed deposit for 1 year in a leap or a non-leap year, the interest applicable on this deposit will be for the tenure 1 year. Similarly if a customer books a fixed deposit for 2 years, which is spread over a leap year and a non-leap year, the interest applicable on this deposit will be for the tenure > 1.5 Yrs - 2 Yrs. This condition will be applicable for all tenures >=1 year spanning a leap year and a non-leap year
Systematic Investment Plan (SIP)
Small investment today will go a long way to build wealth for tomorrow.
Invest in SIP today!More Fixed Deposit options
Senior Citizen Fixed Deposit
NRI Fixed Deposit
Yes Bank Interest Rates Fixed Deposit
Enjoy attractive returns with maximum liquidity with NRE or NRO Fixed Deposits.
Know moreTax Saver Fixed Deposit
Invest in 5 year Tax Saver Fixed Deposit to earn higher interest and also save tax.
Know moreApply for Fixed Deposit
SMS FD to 561615
Call 18602666601#
#Customers outside India need to dial +91 22 6601 6601. Customers in Mumbai can also call at +91 22 6601 6601. Call charges apply.
Useful Information
- ^This is applicable only for certain tenures. Please refer to the Interest Rates for more details.
- *Conditions apply - Fixed Deposit:
• No interest is payable for all deposits withdrawn prematurely before 7 days
• Premature withdrawal: In case of premature withdrawal of fixed deposits on 7th day or thereafter, the interest rate will be 1.00% below the applicable interest rate for the deposit. The applicable interest rate will be the rate as on the date of booking for the period for which the deposit has run. This will be applicable for all deposits including renewals
• Minimum fixed deposit amount is Rs. 20,000
• Interest Rates are subject to change without prior notice
• The stated documentation is subject to change and is at the sole discretion of Deutsche Bank AG
• Deutsche Bank Tax Saver Fixed Deposit is structured to benefit you the most in terms of this provision. Amount invested up to Rs. 1.5 lakh for a fixed period of 5 years in Tax Saver Fixed Deposit is eligible for deduction under Section 80 (C) of Income Tax Act, 1961
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